I have put my credit card under house arrest. I have taken it out from my wallet and have kept it in a special place in my room. It will not be used for the coming months until I’ve been able to clear up my credit card debt and re-learned how to live on cash alone.
I’ve had a love-hate relationship with my credit card in the past five years. I love it when I am using it for purchases, but I hate it when the bill arrives. Are most of us like that? Perhaps I’ve developed a terrible credit card habit. I use it to purchase, and I purchase some more using my cash. Come billing time, I pay off my entire balance, but soon after I use my card again because I’ve ran out of cash after paying my credit card bill. The cycle goes on month after month. No matter how I try to get out of the cycle, it keeps pulling me back in.
Now I’ve really taken a drastic step. I’m separating myself from my card. Time to live again on nothing but cash. And time to get my financial freedom back.
Wish me luck.