I just came back from Singapore a week ago. It was an official trip for conference, but I extended my stay to meet up with friends and do a little shopping and sight-seeing. I stayed at my friends’ place before and after the conference, and went around Sg like I always do, like it’s my second home. And historically, I always end up spending SO MUCH while there, excluding the cost of airfare and accommodations.
I am still trying to settle all my liabilities, trying to zero out all my credit card debt. But of course, it’s much of a challenge whilst being in all the shopping glory of Singapore. I was not going to keep myself from shopping, but I didn’t intend to get into more debt during the trip. There were a lot of things I needed that I intended to buy in Sg. I just had to make sure that I spend just enough, and spend on the right things.
It was an absolute balancing act, letting myself go and shop for the things I need and enjoy the trip, while keeping myself from spending over the top. In a way, I set an “artificial goal” for myself, something tangible that equates to zeroing out my debt. At the start of the year, I resolved to buy myself a pet rabbit only when I get to clear out my debt. And thus, there was an image of the rabbit tattooed on my mind the entire time while I was shopping. I made a list of things I needed to buy. I stuck to the things in my list, and avoided purchasing things which were not on my list AT ALL COST. Every time there was a temptation to buy something else, I remind myself about the rabbit. I have to have that rabbit when I get back to Manila. It was such a big challenge.
So far so good. I just paid my credit card bill from the trip, and I think I have enough to live through to the next salary day. Hopefully I get to buy me the rabbit this May. It’s about time. 🙂